John Hope Bryant argues that raising credit scores could increase our life expectancies and lessen political division.

Getting a loan without a credit score or history can be difficult. However, many financial institutions and lenders provide ...

From lack of awareness to over utilisation of credit card, there could be numerous reasons for a poor or no credit score. We ...

Wondering if you can reopen a closed credit card? It depends on the reason for the closure and your issuer’s policies.

A credit score is a mathematical likelihood of repaying ... This means that no credit history can be a prolonged problem, even after you open your first account. Credit bureaus collect information ...

Millions of student loan borrowers are struggling to keep up with their monthly bills now that payments are required again.

Making minimum payments can snowball into a big problem—potentially hurting both your credit score and your wallet. Paying the minimum on a credit card isn’t all negative. For example ...

Never open a joint bank account with someone who has a history of banking problems. In order to get a credit score from FICO, you need to either have a credit card or loan open for at least six ...

Credit score ranges vary based on the model used ... amount or when you're approaching your credit limit. If you have no problem paying your balance in full each month, you can also call your ...