There is no perfect number of credit cards for everyone. Find out how having multiple cards can earn you more rewards on your ...

Sadly, it requires quite a bit of time for negative information to fall off your credit reports. For example, delinquencies ...

A credit card designed for people with "bad" credit typically has more relaxed approval requirements. These credit cards ...

The CFPB estimates credit scores could jump by up to 20 points when medical debt disappears from reports. That impact can be ...

This change comes on the heels of the average FICO score hitting a record high of 703 earlier this month. The new credit scoring model will be calculated to incorporate consumers' account balances ...

We look at how filing for Chapter 7 or Chapter 13 bankruptcy can affect your credit score and how you can recover.

Applying for a credit card triggers a hard pull, which dings your credit score whether you’re approved for the card or not.

Experts emphasize the importance of maintaining a good credit score as it could affect loans, credit cards and living ...

A credit score indicates a person’s creditworthiness and is calculated by credit bureaus. Despite low scores, options like ...